Automated M-Pesa collections, rotating payouts, goal-based savings pools, and anonymous voting — all in one place. No more chasing members for contributions.
From first contribution to final payout — automated, transparent, and fair.
STK Push sent to every member on contribution day. Missed payments flagged automatically. No manual follow-ups, no awkward reminders.
Once all members pay, B2C payout fires automatically to the next person in rotation. Full M-Pesa receipt trail for every transaction.
Split contributions across multiple pools — emergency fund, dividends, custom goals. Idle funds earn 12–15% p.a. through money market instruments.
Members vote on loans and motions privately. Configurable thresholds. Results auto-execute — loan approved? B2C disbursement triggers immediately.
Every member gets a 0–100 score based on payment history, loan repayment, tenure, and participation. Below 50? No loans. Portable across chamas.
Full visibility: contribution grid, loan tracker, pool balances, rotation schedule. Export to CSV. Built for the person responsible for the money.
Free to use. No setup fees. Powered by M-Pesa Daraja.
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